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Executive Personal Financial Planning®
Vision: Enable your dreams
We all have dreams of
what we’ll do once we’re retired. Some will want to
focus on the time spent with family and relatives, while others
will want to travel or move abroad, settling down in a small, heavenly
village in the south of F.R.A.nce. However, none of these dreams will
come true, if they’re never fleshed out or made concrete.
Every vision needs a plan.
The executive PFP will help you to set priorities to reach your
goals and protect you against a sharp decline of your living standards
when you retire. F.R.A. will assist you in your management of your
income as well as securing your life for possible risks (death,
disability and healthcare) with the greatest attention.
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The elements to create a platform for your retirement dreams
are threefold:
1. Legal Pension
A vague certainty, with a limited support. Because of the existence
of a pension ceiling, people with a larger salary can expect a
sharp decline in their income at retirement if they would only
rely on this.
F.R.A. Excellence Benefits Architects® explain
and estimate your Legal Pension so that it becomes crystal clear
what you can expect from it.
2. Complementary Company Pension
This is the most important source of income during retirement.
In this respect it has to be managed and developed with the greatest
care.
F.R.A. Excellence Benefits Architects® analyse
all existing components of your complementary pension, including
the current complementary company pension scheme as well as any
existing premium-free capitals from former employers.
3. Private Pension Savings and Private
Savings
This part is as flexible as your assets allow it. Because of this
flexibility, F.R.A. also assesses the future saving efforts, adjusting
these assessments as time goes by.
Note: there is a limit to the sum you can save each year as a
Private Pension, when you want it to bring along a tax reduction.
F.R.A. Excellence Benefits Architects® investigate
the possible savings options, taking all tax consequences in the
process, presenting you the most favourable constructs.
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Vision: Enable your dreams |
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Approach: A systematic
approach to a secure future |
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Back to Executive
Personal Financial Planning® |
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Download
a printable version of this service (pdf) |
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